Independent Advice
If you are having difficulty managing your debts, there are a number of national organisations that can provide impartial, free support and advice.
If you contact any of the organisations below, please let us know you are working with them, so we can provide you with some time to discuss your circumstances with your adviser and work out the best plan.
Money Adviser Network
The Money Adviser Network is a free service, backed by the Money Advice Service, which brings together a panel of debt advice agencies offering independent and impartial money and debt advice over the phone or online.
If you would like to speak to The Money Adviser Network please use the link below to provide your contact details in confidence so you can be connected with a qualified and regulated money adviser.
adviser.moneyadviceservice.org.uk/en
OTHER FREE DEBT ADVICE
PayPlan
PayPlan offer comprehensive guidance on a wide range of practical, long term debt solutions as well as practical budgeting assistance.
0800 280 2816 www.payplan.com
Christians Against Poverty (CAP)
A national charity working across the UK to lift people of all denominations out of debt and poverty.
01274 760 720 www.capuk.org
StepChange Debt Charity
StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.
0800 138 111 www.stepchange.org
Citizens Advice
Provides practical, reliable and confidential information on a wide range of issues, including benefits, housing, employment and legal issues.
0844 411 1444 www.citizensadvice.org.uk
Money Advice Trust
Provides solutions and a structured approach to managing severe personal debt problems.
0808 808 4000 www.moneyadvicetrust.org
Advice UK
The UK’s largest support network of free, independent advice centres.
0300 777 0107 www.adviceuk.org.uk
National Debtline
National Debtline is a charity that provides free and independent advice over the phone and online.
0808 808 4000 www.nationaldebtline.org
OTHER SUPPORT
Samaritans
Available 24 hours a day to provide confidential emotional support for people who are experiencing feelings of distress or despair.
116 123 www.samaritans.org
MIND
Mind is a national organisation with branches in most towns and cities providing support to anyone experiencing mental health problems. The Mind information line is open 9am to 6pm Monday to Friday.
0300 123 3393 www.mind.org.uk
Cruse Bereavement Care
Cruse Bereavement Care are a not-for-profit organisation designed to provide people who have recently lost a loved one with information and support on grief and their legal duties following a death.
0844 477 9400
Refuge
Refuge supports women and children who experience all forms of violence and abuse, with a 24 hour helpline.
0808 2000 247 www.refuge.org.uk